Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Credit card guides

A smiling vendor offers a customer a card payment machine

How to Use a Credit Card Effectively

Are you making the most of your credit card? Find out how to unlock the benefits and manage your borrowing wisely.

How to Pay Off and Clear Credit Card Debt

If you're struggling with credit card debt, find out about strategies for paying it off so you can clear your debt faster and reduce the interest charged.

Student credit cards

Student Credit Cards - Compare Credit Cards For Students

Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.

How many credit cards can you have?

Is there an ideal number of credit cards to have? Our guide explains the pros and cons of owning multiple credit cards.

Phone and card machine

Contactless payment cards - what is contactless payment?

Contactless payment was designed to be a quicker card payment method for small purchases than chip and PIN payments or swiping and signing, but you can now spend £100 using contactless. Read onto find out more

Charity credit cards

Compare Charity Credit Cards

Charity credit cards used to allow you to donate to charity when you spent on the car. Find out more about charity credit cards and why cashback credit cards are better.

Instant decision credit cards - Quirky credit card image

Find instant decision credit cards

Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?

Credit card cash advanced withdrawals

Credit Card Advance Cash Withdrawals - The Costs

Find out about the cost of withdrawing cash using a credit card as well as the best alternatives to credit card cash withdrawals.

Wedding organiser has gone bust. What are my rights?

Wedding Organiser Has Gone Bust. What Are My Rights?

Credit cards offer great protection especially when making big purchases concerning events, including weddings. Find out how best to use yours to protect your purchases and if a supplier goes bust.

What is PPI?

What is PPI? Can you still make a claim?

What is PPI? PPI, or payment protection insurance, became one of the most notorious financial products in recent years due to the PPI miss-selling scandal.

Charge cards close up

Charge Cards UK | Find The Best Charge Credit Cards | Uswitch

Charge cards allow you to pay for goods and services on credit, as long as you pay off your balance in full at the end of every month.

What does travel insurance really cover?

No Foreign Transaction Fee Credit Cards - Travel Money

What are the best credit cards with no foreign transaction fees? Find out how to get a 'perfect' exchange rate when spending abroad.

 Apple Pay – Contactless payment with your iPhone

Apple Pay – Contactless payment with your iPhone

Apple's version of contactless payment, ‘Apple Pay’ is a convenient way of paying with your iPhone or Apple watch. We explain how it works and what to be aware of.

Credit Cards for the Self-Employed

Compare self-employed credit card options and get access to credit. Find out everything you'll need to know to get accepted.

Guide on how do balance transfer cards work?

How balance transfer credit cards work

Compare 0% balance transfer credit cards with Uswitch - our guide answers your key questions, such as how do balance transfer credit cards work? Follow our top tips to find out the best balance transfer credit cards for you.

Guide to credit cards for the unemployed

Credit cards for the unemployed

Find the best credit card if you are unemployed. Explore credit card offers for people who are currently experiencing unemployment. Search for the best credit card deal for you.

Check your eligibility for credit cards and credit reports, cash coin purse

How to use a credit card abroad

While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.

Android Pay

Android Pay

Android Pay is a phone app that allows you to use your phone as contactless credit card

Credit card glossary A-Z

First Credit Card: How to use it wisely

Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.

What is a credit card?

What is a credit card?

Similar to a loan, a credit card provides you with an amount of credit agreed by you and your bank, for you to spend. Read our guide to learn how a credit card differs from a loan, and how to responsibly use one.